Enter an enhanced realm of privileges with the American Express® Platinum ReserveSM Credit Card.
A Card made distinctly for you, where every experience is tailored to your lifestyle choices.
Enjoy benefits worth ₹80,000* on shopping, dining, travel and more. Calculate now
GETTING STARTED,
TAP INTO POSSIBILITIES
Scan the QR code to download American Express® App.
Scan the QR code to download the Amex Experiences App.
Click here to activate your Card.
Discover the power of your Card, set it up now
Activate your Card and select a PIN via any the following ways:
Download the American Express® App.
- Enter Card Details.
- Create User ID and Password.
- Set a PIN of your choice and Activate your Card.
If you already have the Amex App, log in and go to Account’ tab and select ‘Activate and Add Card to your Account’ option.
- Register for online services at americanexpress.co.in/activate
- Set a PIN of your choice and activate your Card.
Register and enjoy the ease of managing your account anytime, anywhere.
- View your Account balance and pay your bill online
- Set up SMS and email alerts to help keep up to date
- Register for special offers and updates
- View, change or unlock your PIN. Know more.
- Track your Membership Rewards® points balance
In case of any query, call the helpline number printed on the back of your Card.
Manage your Card, your way
Once you register for Online Account Services, you can easily access your Card Statement. To ensure your payment due date is set to one convenient for you, please contact Customer Services to discuss changing the date your statement is sent each month. If your Account is currently overdue for payment, please make the payment before requesting any change.
You can pay your Card bill through any of the following ways:
- Online Funds Transfer: NEFT
- Online Payment : Debit card powered by Rupay; UPI/BHIM-UPI; UPI QR Code/BHIM-UPI QR Code
- Recurring Direct Debit/NACH
- Drop Boxes
- Courier
Stay on top of your Account with our wide range of alerts – from balance updates, real-time transaction alerts to payment due date reminders.
You can do this by logging into your account and setting up the alerts of your choice.
You can also set up push notifications through the Amex App.
If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more
A world of privileges at your fingertips
Explore your Card's exclusive benefits and offers effortlessly with the Amex Experiences App.
You can also unlock Golf benefits through the App. Here's how:
- Visit 'Golf' and click on "First time registration" to create your profile on Golftripz.
- You will receive your login credentials via email.
- If you have registered already, you can begin to make bookings using the Amex Experiences App.
- You can also view the status of your bookings or cancel a booking via the App.
JOURNEYS UNLOCKED,
UNWIND IN STYLE
Every departure with world class lounges
Enjoy 12 complimentary visits in a year (limited to 3 visits per quarter) to domestic airport lounges across India.
Avail 2 complimentary visits in a year to international airport lounges using your Priority PassTM.
Click below to enrol your Basic American Express® Platinum Reserve Credit Card into the Priority Pass program.
Enjoy the Priority PassTM Membership worth US$99 complimentary with your American Express® Platinum Reserve Credit Card and access 1,400+ VIP lounges across 100+ countries.
Click below to enrol your Basic Platinum Reserve Credit Card into the Priority Pass program.
Find participating lounges here.
Experience more with luxurious stays
Enhance every experience around the world at 1,000+ hotels like Fairmont, Sofitel, Pullman and more across 20 countries in Asia Pacific.
Get Accor Plus Traveller Membership worth ₹10,000 + GST complimentary with your Credit Card.
- Up to 50% off on dining at over 1,400 participating Accor hotel restaurants across Asia Pacific, plus 15% off on drinks in Asia.
- Up to 50% savings with exclusive member offers and hotel packages at more than 1,000 participating Accor hotels in Asia Pacific.
- Members' Rate at minimum 10% off the best available public room rate Elite membership status with a bonus of 20 Status Nights in ALL - Accor Live Limitless, Accor's global lifestyle loyalty programme.
- Early access to Accor hotel sales.
- Access to exclusive member events such as celebrity masterclasses, unique wine and dine experiences and more.
For detailed Terms and Conditions refer here
Please note that Cardmembers already enrolled for Taj Epicure Plus till 30 April 2024 will automatically be enrolled for Accor Plus Traveller, the membership details will be shared on the registered email address within 30 business days.
With a $100 hotel credit and a room upgrade, The Hotel Collection offers a world of luxurious comfort from trusted brands like Hyatt & Hilton Hotels.
(A minimum of two consecutive nights booking is required to avail the credit.)
Get Taj Epicure Plus Membership worth ₹10,000 + GST complimentary with your Credit Card. Unlock a fine life and exciting discounts across Taj properties.
- 20% off on Best Available Rate for Room/Suite stay at Taj Palaces. Applicable on direct bookings, for stays lasting up to five consecutive nights, twice a year.
- 20% off on Best Available Rate for Room/Suite stay. Applicable on direct bookings on room/suite stay for unlimited consecutive nights, twice a year.
- 20% off on Best Available Rate for Room/Suite stay at Taj Safaris. Applicable on direct bookings, for stays lasting up to five consecutive nights, once a year.
- 25% off on food & beverage. Applicable on dine-in & takeaway at participating restaurants across hotels for up to 10 persons.
- 25% off on Qmin food deliveries ordered via the Qmin mobile application.
- 20% off on Spa Treatments at Jiva Spas across participating hotels.
- 20% off on Salon Experiences at participating salons across hotels.
- Complimentary celebration cake in member’s Birthday month 1/2kg.
- One-time access to the pool, with set Lunch & Wine at a special price of 3,0003 + taxes.
- Happy hours (1:1) at Taj Club at Taj Hotels (at select Taj Hotels).
Effective 1 November 2023, Cardmembers enrolling into Taj Epicure Plus will receive the updated Epicure Plus benefits. Already enrolled Cardmembers will retain their current membership benefits* until their membership is up for renewal.
ELEVATED LIFESTYLE,
EXCLUSIVE ACCESS
Unfold grandeur with a choice of benefits
Savour the finest at select premium restaurants with the EazyDiner Prime Membership worth ₹3,000 + GST, complimentary with your Card.
- Assured 25% to 50% off at premium restaurants and bars
- Joining Bonus of 2,000 EazyPoints
- Earn 2X EazyPoints and redeem them for free meals faster
- Preferential reservations for Prime members dedicated 24hour VIP line for Prime members
- Dedicated 24-hour VIP line for Prime members, accessible at 7861004400.
For detailed Terms and Conditions refer here.
On clicking 'Enrol Now', you will redirected to a third party website.
As an avid golfer, gear up for an exclusive golfing experience at iconic golf courses across the country.
- Enjoy complimentary access twice a month to 30+ lush green courses in India on spending ₹50,0003 on your Card two months prior. This access comes without a green fee, so you can perfect your swing and learn from the best!
- Golf lessons are available to you and your Supplementary Cardmembers at discounted rates.
- Your Cardmembership makes it easy for you to book your next trip to the greens with an online portal. Share your details to help us create your profile and start booking. You will receive your login credentials via email. Once your profile is ready, you can log in to your account anytime you want to make a golf booking.
If you have registered already, you can begin to make bookings using the Amex Experiences App. You can also view the status of your bookings or cancel a booking via the App.
MAXIMISE MOMENTS,
MULTIPLY REWARDS
Unlock points at every step of the way
- Use your points for Gift vouchers from leading brands like Amazon, ITC and more.
- Transfer points to airline and hotel loyalty programmes like Marriott Bonvoy, Hilton Honors and more.
- Pay with points at your favourite brands online and in-store.
- Redeem your points to pay eligible Card charges.
Spend ₹50,000 or more in a calendar month and earn ₹1,0005 voucher every month.
You can redeem across a host of India’s most popular brands like Flipkart, BookMyShow, MakeMyTrip & more.
Get 100%* annual fee waiver on spending ₹10,00,0006 in a membership year.
Your world, redefined with bonus rewards
- With no expiry and no cap on how many points you can earn, your Membership Rewards® points are all yours to indulge. It's easy to earn and flexible to use, so you never have to compromise!
- Earn 1 Membership Rewards® point for every ₹507 spent.
Take off in some of the world's best airlines like British Airways, Air India, Singapore Airlines, and more without having to transfer your rewards points to any frequent flyer programme.
Use your Membership Rewards® points to pay your Card charges with Select and Pay.
Choose from a wide selection of shopping categories and redeem your points for e-vouchers from Amazon, Myntra and more.
EVERY BENEFIT,
WITH POWERFUL BACKING OF AMEX
Reserved for the select few
Explore an exclusive selection of offers on brands you like to shop across categories like retail, travel, dining and more with your American Express® Card.
Terms and conditions apply
Your Cardmembership opens up the world to you with your Card being accepted online, on your street and all over the world. You can use your Card for practically anything and everything, across purchases such as:
- Shopping
- Dining
- Travel
- Online
- Education
- Utilities
- Fuel
- Entertainment
Saving your new American Express Card details at your favourite online retailers is the most convenient way to quickly make purchases online. Check out faster whenever you shop online at places like Amazon, Flipkart, Myntra, Uber, Swiggy, Paytm, Big Basket, BookMyShow and many more
Use your Credit Card for your next big buy. Discover special EMI offers on home appliances, electronics, travel and more.
Invite your friends on a rewarding journey
Add a loved one to your account by giving up to 4 Supplementary Cards at no additional cost.
Nominate your parents, siblings, spouse, or any other companion and enjoy the below benefits of your membership together.
- Earn points faster* with spend made on Supplementary Cards.
- Achieve your spend milestones quicker with Supplementary Cards.
Apply for a Supplementary Card online:
- Log in and click on ‘Account Management’ to apply
- Nominate for a Supplementary Card by filling the form
- Inform the applicant about the link sent on their email ID
Invite your friends to the rewarding world of American Express® by referring them for a Card of their own.
On every approved referral, you earn 8,000* bonus Membership Rewards® points, up to 1,50,000* bonus points in a calendar year.
Here’s how it works:
- Refer friends by sharing the unique referral link
- Let your friends apply for the Card that suits them best
- Get rewarded when your friend’s Card application gets approved
Peace of mind with Platinum Care
Platinum Concierge brings you the world on a platter and at your doorstep. You can call the Platinum Concierge for:
- Delivery of flowers and gifts to someone special
- Booking movie tickets
- Arranging a round of golf or even booking a rejuvenating spa session at participating partners
- Dining reservations
Please call Platinum Concierge Services on 0124-6736660/ 1800-419-1030 (Toll free from MTNL, BSNL landlines) - press option 1 for Card Assistance or 3 for Concierge.
If an item is stolen due to burglary or damages or breaks due to fire, earthquake, flood, storm, cyclone, etc. within 60 days of purchase, it can be refunded*.
- Claim to be intimated within 30 days of date of loss to ICICI Lombard by customer.
- Cover is valid for 60 days from the date of purchase.
ICICI Lombard Toll Free No :- 1800 2666
*Exclusions: Loss or damage to Gold or Silver articles, watches or jewelry or precious stones or medals or coins or curios, sculptures, manuscripts, rare books, plans, models, designs, deeds, bonds, bills of exchange, bank, treasury or promissory notes, cheques, money, securities, stamps, collection of stamps, business books or papers due to burglary is not covered.
Enjoy 24x7 services for all Card related assistance.
When calling from a mobile or from overseas, call any of the following numbers:
- Toll free number : 1800-180-1030 / 1800-419-1030 (From MTNL, BSNL landlines) - press option 1 for Card Assistance or 3 for Concierge.
- Gurgaon : 0124-6736660
In case your Card is lost, stolen or damaged, just notify Platinum Assist while in India or the American Express Travel Service Offices or Network Locations if you are travelling overseas. You will receive a Replacement Card within 2 business days, free of charge, anywhere in the world.
You, as the Basic Cardmember, are automatically insured against loss of life in an air accident for up to ₹1 crore when you purchase your air ticket with your Platinum ReserveSM Credit Card. This benefit is brought to you by ICICI Lombard General Insurance Company. Terms, conditions, limits and exclusions apply.
Please do send your Insurance Nomination Form if not sent already.
Download Insurance form
We’ve got your back
0% surcharge8 for HPCL transactions less than ₹5,000.
Provided that the Cardmember has acted in good faith, his liability to American Express arising out of any unauthorised use of the Credit Card shall be nil if American Express receives the report within 3 working days of the fraud. If the fraud is reported beyond 3 working days then the maximum liability of the customer will be limited to ₹1,000.
Together with our partner, ICICI Lombard, we have developed a value for money proposition for you. ‘Comprehensive Protection Plan Plus’* - a plan that covers you from all aspects of your insurance protection needs. For more information e-mail us at insuranceservices@aexp.com.
*Insurance underwritten by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. The premium paid is tax deductible under Section 80(D) of the Indian Income Tax Act.
Interest rates may vary from time to time. At any given point, the current rates will be displayed in your Statement of Account/Most Important Terms and Conditions.
Your American Express Card may be enabled for contactless payments. To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To make a Contactless purchase, touch your Card on the front of the specially marked American Express Contactless reader. For purchases of less than ₹5,000*, you will not need to enter your Personal Identification Number (PIN) or sign. To know more visit here.
*Please be advised that few of our merchant terminals are still undergoing the upgrade process, to support Contactless Transactions upto ₹5,000, without PIN authentication. We regret inconvenience, caused, if any, during this transition period.
If you don't have the American
Express® Platinum ReserveSM Credit Card
- Authorization for an amount of Rs. 2 will be taken for Card Validation purpose. The Cardmember will enjoy 12 complimentary visits every year (limited to 3 times per quarter). The 12 months period is defined as January 1 to December 31 of every year.
- Cardmember exceeding the 2 complimentary visits would be charges as per the prevailing rates; currently US$35 per person per visit. This is an enrollment based benefit.
- Effective 1 May’24, Cardmembers can avail up to two (2) complimentary access to Golf courses every month for every Rs. 50,000 spends made using your Platinum Reserve Credit Card in the previous to previous calendar month. Eg. Spend at least Rs. 50,000 in a May’24 using your Platinum Reserve Credit Card, Onwards the First calendar date of next to next month i.e. Jul’24 book your Golf Round as per the applicable process.
- Welcome Gift is available only in the 1st year on payment of the annual fee and on spending Rs. 30,000 within 90 days of Cardmembership.
- Effective 1 May 2024, upon reaching spend milestone of Rs. 50,000 respectively in a Calendar month you can avail a voucher worth Rs.1,000 of any of the available brands. If you are already enrolled in the Monthly Voucher benefit, you will not be required to re-enroll. For details click here. Starting 11/10/2022, instead of receiving a Voucher for BookMyShow or Flipkart, we’ll send you a unique gift code you can redeem for a Voucher of your choice when you reach the spend milestone in a calendar month.
- Eligible spends do not include cash advances, express cash transaction, draft made from the account, balance transfer, fees and is net of any returns.
- Please note that your expenses made on fuel*, insurance, utility^ payments and cash transactions will not earn you Membership Rewards points.
*Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs)
^Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organisations; public housing societies and apartment associations.
8. 1% fee per transaction is applicable for all HPCL transactions on and above Rs. 5,000, 1% of the transaction value subject to a minimum of Rs.10 + applicable taxes, will be charged as convenience fee at fuel stations operated by the Public Sector Oil Marketing Companies BPCL and IOCL, 2.5% of the transaction value subject to a minimum of Rs.10 + applicable taxes, will be charged as convenience fee at fuel stations of all other Oil Marketing Companies (except HPCL, BPCL and IOCL).